The Social Security Act of 1935, then known as the Economic
Security Act, was created to help prevent the old from becoming destitute after
retirement. Over the years, programs to help the disabled and the dependents of
deceased workers have also been added. The program to help those who are unable
to work due to a physical or mental illness is known as Social Security
disability. While Social Security retirement is rather straightforward to
qualify for, being based upon lifetime earnings and retirement age, Social
Security disability requires multiple qualifications and the documents to prove
them. As a result, people who are applying for Social Security disability may
benefit from the help of an attorney specializing in the process, such as those
found at Robert K. Kolber, Inc.
How
Social Security Works
Each individual citizen within the United States is given a
Social Security number. This number is unique to the individual, and helps the
Social Security Administration (SSA) keep track of who pays what into the
system, and who receives what from the system. As a person works, a percentage
of their earnings are put towards the Social Security system, known as Social
Security taxes. This money is then used to provide income and other benefits to
those who are retired, disabled, or are surviving dependents of a deceased
worker.
Social
Security Disability
Social Security disability provides benefits to those who
are physically or mentally unable to work. The person must not make over a
certain amount of income a month, and must meet the medical requirements
dictated by the system. Social Security law states that this applies to
individuals that are “unable to engage in substantial gainful activity by
reason of any medically determinable physical or mental impairment which can be
expected to result in death or which has lasted or is expected to last for a
certain period of at least 12 months.” The individual applying for Social
Security disability must have the medical records and statements available to
prove that these conditions exist in their specific situation. Some of the
common situations that this encompasses are back injuries, arthritis, and other
musculoskeletal conditions; heat disease and other circulatory conditions;
intellectual disabilities and other mental disorders; respiratory conditions;
life-threatening conditions such as cancer; and more. If you are unsure as to
whether or not your specific situation makes you eligible for receiving Social
Security disability benefits, you may wish to contact an attorney specializing
in Social Security cases, such as those at RobertK. Kolber, Inc.
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